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Derren Peters

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Recent Submissions

What is Subsidence Insurance? What is Subsidence Insurance?

By Derren Peters

Subsidence insurance covers you in the event your home sinks or suffers damage from unstable soil or underground activity.

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Understanding Home Appraisals Understanding Home Appraisals

By Derren Peters

Appraisals are vital in the Texas real estate market, relevant to buyers, sellers, and lenders. Learn more about the appraisal process and what it means to you here.

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Selling Your Home Selling Your Home

By Derren Peters

You've decided it's time to move on to a new nest and put your current abode up for sale. Here are a few steps you'll want to cover in order to maximize the visibility and profit of your home.

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Reasons to Refinance Your Mortgage Reasons to Refinance Your Mortgage

By Derren Peters

Refinancing offers several different ways to bring down your payments and save you money. While weighing each option, keep the following in mind

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Sellers Need a Real Estate Lawyer Sellers Need a Real Estate Lawyer

By Derren Peters

Selling your home puts you back in the world of Texas real property law, a unique and often tricky legal realm that involves practices and problems not seen in other transactions. A lawyer can help you avoid some of the common problems with a sale, and also determine if any resulting agreement has been properly executed.

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Your Home Insurance Deductible Affects Your Premiums Your Home Insurance Deductible Affects Your Premiums

By Derren Peters

Your home insurance premium is directly affected by the deductible you choose. When determining your deductible, it's best to figure out what is the most you feel comfortable paying in the event of a loss. Making your deductible higher than that could place you in a financial burden should you file a claim. If you make it much lower, you may end up paying more for home insurance each month than you need to.

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Picking the Right Real Estate Lawyer Picking the Right Real Estate Lawyer

By Derren Peters

Finding the right real estate lawyer requires a little bit of homework, but the time put in is worth it.

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Understanding Mortgage Refinancing Understanding Mortgage Refinancing

By Derren Peters

Refinancing is when a homeowner obtains a new mortgage to replace the original. Many lenders require you to stay locked in to the original loan for 12 months before you're eligible to refinance. Homeowners in Texas may choose to refinance for several reasons.

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Pros and Cons of a Home Equity Loan Pros and Cons of a Home Equity Loan

By Derren Peters

Owning a home has plenty of benefits, from tax breaks to personal pride. One of the financial advantages for Texas homeowners is the ability to draw money from the equity built up in their property.

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How an Appraisal Report is Compiled How an Appraisal Report is Compiled

By Derren Peters

Each appraisal report contains a variety of figures, property details and sales comparisons. But how is the appraisal report compiled?

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What's Included in an Appraisal Report What's Included in an Appraisal Report

By Derren Peters

An appraisal is a survey of a home performed by a licensed, independent professional to determine the home's market value. But what's included in the appraisal report?

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How Home Inspectors Become Licensed How Home Inspectors Become Licensed

By Derren Peters

The home inspector will play an important role if you're acquiring a home. A home represents a significant investment, perhaps the biggest of...

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Choosing the Right Painter Choosing the Right Painter

By Derren Peters

There are a few issues you should consider prior to hiring a painting contractor for your home. Learn more here.

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The Cost of Moving The Cost of Moving

By Derren Peters

Whether you're heading to a new place in a new state, or staying within Massachusetts, moving brings a lot of excitement and change. But it's important to develop a moving budget to save money and avoid unnecessary expenses.

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What If The Appraisal Comes Back Low? What If The Appraisal Comes Back Low?

By Derren Peters

You negotiated the price, drew up all the contracts, and bought champagne for the closing. Then the appraisal came back lower than the sale price. Now what?

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Importance Of A Home Inspection Importance Of A Home Inspection

By Derren Peters

You've found the house of your dreams and negotiated the seller down to a price you can manage. There is one more important thing you need to do to make sure you don't end up paying thousands of dollars in hidden costs.

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Derren Peters is a Staff Writer at Pennsylvania Homes.